BBVA Argentina is one of Argentina's largest private-sector banks, offering retail and commercial banking services to individuals, SMEs, and large corporations across Argentina. It is a subsidiary of Spain's Banco Bilbao Vizcaya Argentaria, which owns approximately 66.6% of the bank. BBVA Argentina's core business is financial intermediation — taking deposits and deploying them as loans across personal loans, credit cards, auto loans, mortgages, SME financing, corporate loans, and trade finance. The bank serves approximately 3.8 million active clients through 234 branches, 868 ATMs, and digital channels, with over 93% of retail sales originating digitally. Revenue is primarily driven by net interest income (NII) — the spread between loan and securities yields and funding costs — though NII is heavily influenced by Argentine inflation dynamics, with high inflation inflating nominal NII but simultaneously eroding the purchasing power of the bank's net peso position. As inflation has declined from 211% in 2023 to roughly 32% in 2025, nominal NII has compressed, but monetary losses have also shrunk. Beyond NII, BBVA Argentina earns fee income from credit cards, account maintenance, foreign trade, insurance, and asset management. The bank operates three segments: Retail Banking (~49% of loans), Business Banking/SMEs (~33% of loans), and Corporate & Investment Banking (~18% of loans). BBVA Argentina also holds stakes in automotive finance subsidiaries, an asset management business ranked 5th in Argentina's mutual fund industry, and an insurance business.