Terms of Service

Welcome to CapRelay! CapRelay, Inc., (“CapRelay,” “we,” “our,” or “us”), provides the CapRelay services and product offerings (collectively referred to as the “Service”) under the following Terms of Service (“Terms”). By accessing or using our services, you agree to these Terms. Please read them carefully. If you do not agree, please refrain from using CapRelay.

Definitions

To ensure clarity regarding how you may use our data, we use the following definitions:

  • “Authorized User” means a single, named individual who is assigned access to the Service through a Seat.
  • “Seat” means a single-user license assigned to one Authorized User.
  • “Content” means all research, text, data, charts, graphics, analyses, and other materials made available through the Service.
  • “Work Product” means your internal research outputs created using the Service (e.g., models, spreadsheets, notes, investment memos, pitchbooks, or presentations).
  • “Competitive Product” means any product, service, or database that materially replicates, replaces, or competes with CapRelay's core offering.
  • “Limited Excerpt” means a small portion of Content (e.g., a specific chart, a quote up to ~250 words, or a small set of data points) that does not substitute for the Service and has no standalone commercial value.

Service Use and Seat Management

By using our Service, you confirm that you are at least 13 years old or the minimum age legally required in your jurisdiction. If you are entering into this agreement on behalf of an organization, you represent that you have the authority to bind the organization and its users to these Terms.

Seat-Based Access: Each Seat is for one Authorized User only. Sharing login credentials, providing "timeshare" access, or operating a shared terminal to allow multiple individuals to access the Service via a single Seat is strictly prohibited. If your organization requires access for multiple individuals, you must purchase a separate Seat for each user. Additionally, each individual or legal entity is limited to a single free or trial account. Accounts are non-transferrable.

Security: You are responsible for maintaining the security of your account and login credentials. CapRelay will not be liable for any damages resulting from account misuse. We reserve the right to terminate or suspend Service for any account suspected of credential sharing or unauthorized access.

Fees, Refunds, and Payment Policy

CapRelay reserves the right to adjust pricing or Service features at its sole discretion. CapRelay does not offer refunds for any unused time on subscriptions or unused credits; all purchases are final. Use of the Service is at your sole risk, and the Service is provided on an "as is" and "as available" basis, with no guarantees regarding performance, availability, or compatibility with your needs. CapRelay may, at its sole discretion, issue refunds which may be net of processing fees. Any such refunds are entirely at CapRelay's discretion.

All fees charged by CapRelay are exclusive of any taxes, levies, or duties imposed by taxing authorities. You are responsible for paying any such taxes, levies, or duties associated with your use of the Service, excluding only U.S. (federal or state) taxes based solely on CapRelay's income. If CapRelay is legally obligated to collect taxes on your subscription or other fees, we will invoice you for the applicable taxes, which you agree to pay.

Intellectual Property and Limited License

The design, layout, look, and feel of CapRelay, as well as all underlying Content, trademarks, logos, and service marks, are the exclusive property of CapRelay or its licensors and are protected by intellectual property laws.

License for Internal Use: CapRelay grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service and Content solely for your internal business purposes, such as investment analysis, research, and financial modeling.

Work Product: You may create Work Product using the Service. You retain ownership of your independent analysis contained in the Work Product, while CapRelay retains ownership of the underlying Content contained therein.

Limited Right to Share (With Attribution): CapRelay encourages reasonable, occasional sharing. You may share Limited Excerpts of Content externally (e.g., in reports, newsletters, or social media), provided that:

  1. The sharing is occasional, non-systematic, and non-abusive;
  2. It does not substitute for a CapRelay subscription or enable others to avoid subscribing;
  3. You do not share bulk exports or recurring series that collectively replicate a meaningful portion of Content; and
  4. You provide clear attribution to “CapRelay” (including a link to our website where practicable).

Except as explicitly permitted above, you may not reproduce, resell, sublicense, distribute, or otherwise exploit the Service or its Content for commercial purposes without express written permission.

Prohibited Actions

You agree that you will not:

  • Scraping & Automation: Use any robot, spider, scraper, headless browser, or other automated data gathering tool to access, acquire, copy, or monitor the Service. Access is permitted only via the manual user interface provided by CapRelay. CapRelay enforces usage limits to help prevent scraping and other automated access.
  • Competitive Use: Use the Service or Content to build, train, improve, or populate a Competitive Product or to reverse-engineer the Service's underlying algorithms.
  • Reselling: Sell, lease, license, sublicense, or otherwise commercialize the Content or Service to any third party as a standalone product or feed.
  • Security Circumvention: Attempt to breach, avoid, or circumvent any security or authentication measures.

Confidentiality and Privacy

CapRelay is committed to maintaining the confidentiality of customer information and will handle data in accordance with our Privacy Policy. CapRelay uses third-party vendors and hosting partners to provide the necessary hardware, software, networking, and storage for our Service.

Limitation of Liability and Disclaimers

No Investment Advice: CapRelay does not provide legal, financial, or trading advice. All information is provided "as is" for informational purposes only. CapRelay does not guarantee the accuracy, reliability, or completeness of any data provided through the Service.

Limitation of Liability: To the fullest extent permitted by law, CapRelay will not be liable for any direct, indirect, incidental, or consequential damages, including but not limited to damages for lost profits, goodwill, or data, arising from your use of or inability to access the Service. CapRelay is also not responsible for damages resulting from unauthorized account use due to your failure to secure account credentials.

Termination and Effect

CapRelay reserves the right to modify or discontinue the Service at any time without liability. We may suspend or terminate your access immediately if we reasonably believe you violated these Terms (including credential sharing or scraping). Upon termination, your right to access the Service ends. You may retain Work Product created prior to termination, provided any included CapRelay Content remains limited to Limited Excerpts and you do not further redistribute Content in violation of these Terms.

Other Conditions

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CapRelay regarding your use of the Service. They supersede any prior agreements or understandings. These Terms are governed by the laws of the State of Delaware.

Questions and Contact

If you have any questions about these Terms, please email us at .

Last Updated: January, 15, 2026