Steele Bancorp is a bank holding company headquartered in Mifflinburg, Pennsylvania. Its sole banking subsidiary, Central Penn Bank & Trust, is a community bank serving individuals, families, nonprofits, and small businesses across four Pennsylvania counties: Union, Snyder, Northumberland, and Centre. Central Penn operates thirteen branch offices and offers a standard suite of community banking products, including time and demand deposits, consumer and commercial lending, residential real estate loans, trust services, and brokerage through a third-party arrangement. Steele Bancorp is the result of a merger of equals between Mifflinburg Bancorp and Northumberland Bancorp, completed in August 2025. Central Penn earns money the way most community banks do: it takes in deposits and lends that money out at a higher rate, earning net interest income on the spread. The primary drivers of profitability are loan volume and mix, net interest margin, and credit quality. Fee income from trust services and brokerage provides secondary non-interest income. The holding company itself generates revenue almost entirely from dividends paid up from the bank subsidiary. Central Penn argues it differentiates through local decision-making, personalized service, and deep community relationships.