Hancock Whitney is a regional bank headquartered in Gulfport, Mississippi, with roughly $35.5B in total assets and 180 branches across the Gulf South — primarily Mississippi, Louisiana, Alabama, Florida, and Texas, with smaller presences in Nashville and Atlanta. The core business is traditional commercial and retail banking: the bank lends to small and middle market businesses, commercial real estate investors, and consumers, and funds that loan book primarily with deposits gathered through its branch network and treasury management relationships. The loan portfolio is predominantly commercial, with C&I, investor CRE, owner-occupied CRE, and construction as the largest categories, supplemented by specialty segments including healthcare, equipment finance, and asset-based lending. Hancock Whitney earns primarily through net interest income — the spread between loan and securities yields and deposit costs — with fee income as a secondary revenue stream. Fee income is anchored by a wealth management and trust business with roughly $39.7B in assets under administration; the May 2025 acquisition of Sabal Trust added roughly $3B in AUM and expanded the bank's footprint into central Florida. Hancock Whitney's growth strategy centers on hiring revenue-generating bankers and expanding into high-growth markets, particularly Dallas/North Texas and central Florida, with management targeting full-relationship clients across loans, deposits, treasury management, and wealth services. The bank's long-term target is an ROA of approximately 1.5%.