Orion180 is a specialty insurance company that underwrites and distributes homeowners insurance policies, primarily focusing on the excess and surplus lines market for catastrophe-exposed and high-risk properties across the United States. The company's core offerings include modular non-admitted homeowners insurance, traditional admitted homeowners insurance, and private residential flood insurance. Orion180 distributes its policies through a broad network of independent insurance agents using its proprietary MY180 digital platform, which streamlines quoting, binding, and policy administration. The company operates an enhanced Managing General Agent model supported by in-house fronting carriers and an internal claims administrator. Orion180 generates revenue from distribution commissions, upfront policy fees, claims management fees, and net retained underwriting income. To limit underwriting exposure and maintain a capital-light structure, Orion180 cedes the vast majority of its insurance risk to third-party reinsurers. Orion180 focuses on entering new state markets, deepening penetration with existing independent agency partners, and expanding its coverage offerings.