Kepler Group is a Hong Kong insurance broker that acts as an intermediary between individual or institutional policyholders and insurance companies. The company primarily brokers life, savings, and health insurance products, while offering a smaller selection of general insurance such as travel and automotive policies. Kepler Group does not underwrite insurance risk itself; instead, it earns commissions from insurance providers for placing policies. To sell these products, the company relies on a network of referrers who introduce potential clients and exclusive licensed consultants who arrange contracts directly. Kepler Group maintains partnerships with 22 insurance companies to provide customers with personalized needs analysis and access to diverse policy options. The company earns revenue by collecting commissions from insurers and paying a portion of those fees to its sales channels. In addition to its core brokerage operations, the company provides immigration consulting and software maintenance services. Kepler Group's strategy involves expanding its presence into international markets, including Singapore and the U.S., and developing a digital platform to automate documentation processes. The company also intends to broaden its service offerings to include investment and asset management.