Cheche Group is China's largest independent digital platform for auto insurance transactions by written premiums. Cheche connects insurance buyers with carriers by digitizing a historically manual, multi-layered distribution process. Its core product, Easy-Insur, lets referral partners — insurance brokers, dealership staff, and other auto-adjacent professionals — simultaneously quote policies from roughly 60 integrated carriers and facilitate purchases on behalf of consumers. Cheche earns transaction service fees from insurance carriers each time a policy is sold through the platform, expressed as a percentage of written premium. Cheche's fastest-growing business is its NEV Insurance Solution, a full-stack embedded insurance system built with NEV manufacturers like BYD and Great Wall Motor that integrates policy issuance, renewals, claims, and after-sales support directly into the vehicle purchase and ownership experience. Cheche has 16 such OEM partnerships. In 2025, Cheche placed RMB 27.0B in total written premiums, of which NEV insurance accounted for RMB 6.3B, up from RMB 3.3B in 2024. Cheche also offers SaaS products — an AI-based pricing engine for carriers and a cloud platform for intermediaries — though these remain a small portion of revenue. Cheche's growth strategy centers on deepening existing NEV OEM relationships, building AI tools for pricing and claims automation, and following Chinese automakers into international markets like Australia, Thailand, and Latin America.