Texas Community Bancshares is the holding company for Broadstreet Bank, a community bank headquartered in Mineola, Texas, roughly 80 miles east of Dallas. Broadstreet Bank operates a main office and six branches across five East Texas counties (Wood, Franklin, Hopkins, Smith, and Van Zandt), serving individuals, small businesses, and local governments. The bank's core business is traditional community banking: gathering local deposits and deploying them primarily into real estate loans, which make up roughly 91% of total loans. The loan book is concentrated in 1-4 family residential mortgages (46%), commercial real estate (20%), construction and land (16%), farmland (6%), and municipal loans (5%). The bank also originates jumbo residential mortgages to borrowers in the Dallas-Fort Worth metro through referral relationships. Broadstreet Bank earns money on the spread between interest earned on loans and investments and interest paid on deposits and borrowings. Deposits (~$328M) are the primary funding source, with certificates of deposit making up roughly 41% of deposits. The bank supplements local deposits with brokered deposits and Federal Home Loan Bank advances when needed. Broadstreet Bank competes on personal service and community relationships rather than scale or technology, and holds roughly 20% deposit market share in its home county of Wood County.