Stewards operates as an alternative lender for small businesses and an owner of income-producing real estate. The company manages two primary segments: Financing Solutions and Real Estate Operations. Through its financing business, Stewards provides merchant cash advances to small and medium-sized businesses across the U.S. In these transactions, Stewards purchases a portion of a merchant's future sales at a discount for an upfront payment. Merchants then remit a percentage of daily receipts until the advance is repaid. Stewards originates these advances through direct funding, where it bears all credit risk, and syndicated funding, where it partners with other funders. Management aims to shift the origination mix toward higher-margin direct funding. The real estate segment generates rental income from mixed-use residential and commercial properties. Stewards uses its real estate portfolio to stabilize its balance sheet and provide collateral to lower its overall cost of capital. The company acquires financing customers through independent sales organizations, direct marketing, and its own call center. To fund operations, Stewards relies heavily on affiliate financing through an unsecured note facility provided by a related party. The company currently faces liquidity risks, including an accumulated deficit and maturing debt obligations.