International General Insurance Holdings (IGI) is a specialty insurance and reinsurance company that underwrites complex, high-value risks for corporate and institutional clients globally. IGI's core product lines include energy, property, construction and engineering, ports and terminals, marine, political violence, professional lines, financial institutions, general aviation, contingency, and treaty reinsurance. IGI operates through three segments: Specialty Short-tail (~60% of GWP), Specialty Long-tail (~25%), and Reinsurance (~15%). IGI sources nearly all business through brokers — with Marsh, Arthur J. Gallagher, Aon, Willis, and Howden collectively producing 62% of GWP — and does not sell directly to end customers. IGI's primary earnings driver is underwriting income, targeting lines where technical expertise provides a pricing edge and walking away from business that doesn't meet return thresholds. A secondary but consistent earnings contributor is investment income from float, invested primarily in fixed income with a portfolio yield of roughly 4.2%. IGI actively manages the insurance cycle by shifting capital between lines and adjusting reinsurance cession rates depending on pricing conditions. Operations are centralized in Amman, Jordan, which IGI argues keeps its expense base lean relative to London-based peers. IGI also maintains regional hubs in London, Dubai, Kuala Lumpur, Oslo, and Casablanca. IGI follows an "underwriting first" capital philosophy, returning excess capital to shareholders via regular dividends, special dividends, and share repurchases, with no financial leverage beyond its insurance float.