LINKBANCORP is a Pennsylvania-based community bank holding company that operates through its subsidiary, LINKBANK, providing commercial lending and deposit services to small and mid-sized businesses, retail customers, and nonprofits across Pennsylvania, Maryland, Delaware, and Virginia. LINKBANK's core activity is originating commercial loans — primarily commercial real estate (CRE) and commercial & industrial (C&I) loans — funded by local deposits gathered through 24 branch locations called "client solutions centers." CRE makes up roughly 61% of the loan portfolio, with C&I at around 11% and residential real estate at 18%. About 63% of the loan portfolio carries variable rates. LINKBANCORP earns money the traditional community bank way: paying a lower rate on deposits and charging a higher rate on loans, with net interest margin as the primary earnings driver. The bank de-emphasizes noninterest income and focuses on growing core loan and deposit balances. Core deposits — demand accounts, money market, and savings — represent roughly 90% of total deposits, supporting a lower cost of funds. LINKBANCORP has grown largely through acquisitions since its founding in 2018, completing three mergers that expanded its footprint. In December 2025, LINKBANCORP announced a merger agreement with Burke & Herbert Financial Services, under which LINKBANCORP shareholders would receive 0.135 Burke & Herbert shares per LINKBANCORP share, which would end LINKBANCORP as an independent entity if completed.