Meridian Corporation is a community bank holding company that operates Meridian Bank, a Pennsylvania-chartered commercial bank serving small and middle market businesses, professionals, and retail customers across the Delaware Valley tri-state area (Pennsylvania, New Jersey, Delaware), Central Maryland, and southwest Florida. Meridian's core business is commercial banking — taking deposits and making loans, with a focus on C&I lending, CRE, SBA loans, consumer lending, and equipment leasing through its Meridian Equipment Finance subsidiary. Meridian operates through seven full-service branches and 10 loan production offices, and positions itself around relationship banking — direct access to decision-makers and personalized service for small and middle market commercial clients. Meridian organizes its business into three segments: Commercial Banking, Mortgage Banking, and Wealth Management. The Commercial Banking segment is the core franchise, covering deposit-taking, treasury management, and lending. The Mortgage Banking segment originates residential mortgages for sale in the secondary market, retaining servicing rights on many sold loans. The Wealth Management segment offers investment advisory and financial planning through Meridian Wealth Partners. Revenue comes from net interest income (the spread between deposit costs and loan yields) and non-interest income, which includes gains on mortgage loan sales, gains on sales of the government-guaranteed portions of SBA loans, mortgage servicing fees, and wealth management advisory fees.
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