Bank7 is a community commercial bank headquartered in Oklahoma City, with 12 branches across Oklahoma, Texas, and Kansas and total assets of roughly $2B. Bank7 focuses on serving business owners and entrepreneurs, primarily through commercial lending across four verticals: commercial real estate, hospitality, energy, and commercial & industrial loans. Its hospitality lending targets lower price point hotel properties, and its energy lending focuses on hedged oil and gas production loans — a segment that has shrunk as a share of the portfolio over the past decade. Consumer lending is a small, non-core part of the business. Bank7 funds its lending through commercial and retail deposits, earning a net interest margin that has consistently run in the 4.45–4.60% range, supported by a floating-rate loan portfolio with rate floors and disciplined deposit pricing. The bank operates with an efficiency ratio in the 36–38% range, running a lean branch network with roughly 125 employees and heavy automation. Bank7's primary markets are Oklahoma City, Tulsa, and the Dallas/Fort Worth metro area, which have been a key driver of recent loan growth. The bank grows primarily through organic commercial lending relationships, supplemented selectively by talent acquisition. Bank7 has also pursued M&A but has walked away from multiple deals due to asset quality concerns or valuation gaps, and is actively building capital to maintain flexibility for a potential acquisition or merger of equals.