MMTEC provides internet-based financial technology platforms to small and mid-sized Chinese-speaking broker-dealers, hedge funds, mutual funds, and proprietary trading groups that want to access overseas — primarily U.S. — securities markets. Its core products are two software platforms: ETN, which supports broker-dealer customers with account management, risk control, and trade execution; and PTN, which supports private fund managers with fund valuation, risk management, and quantitative trading access. MMTEC also offers white-label mobile and PC client trading interfaces. The company's business model is freemium: it offers the base technology platform for free to attract small institutions that lack the internal capacity to build their own overseas trading infrastructure, then monetizes through premium features, fund administration services, and financial product distribution fees. Beyond the core technology business, MMTEC operates MM Global Securities, a FINRA-registered U.S. broker-dealer, and HC Securities, a Hong Kong entity licensed for securities dealing, advisory, and asset management. MMTEC also offers investment banking and advisory services to PRC-based companies seeking U.S. capital markets access via IPOs, secondary offerings, and M&A advisory. The company reaches customers through direct sales teams in Hong Kong, Beijing, and Shenzhen. MMTEC is a small operation — it employed just 31 people as of April 2026 — and relies on periodic capital raises to fund operations.