Investar Holding is a community bank holding company headquartered in Baton Rouge, Louisiana. Through its subsidiary, Investar Bank, it provides commercial banking products to individuals, professionals, and small to medium-sized businesses across south Louisiana, Houston, Texas, and parts of Alabama, operating 36 full-service branches with $2.8B in total assets as of year-end 2025. Lending is the core of Investar's business, generating roughly 83% of total revenue in the form of net interest income. Investar's loan book is weighted toward commercial real estate (~48% of loans) and commercial and industrial loans (~27%), with residential mortgages (~17%) and construction loans (~7%) rounding out the portfolio. Investar funds its lending primarily through customer deposits, and NII is sensitive to interest rate moves given the bank's focus on variable-rate loans. Fee income from deposit services and treasury management products makes up the remainder of revenue. Investar competes against larger regional and national banks by emphasizing personalized service, local market knowledge, and faster decision-making rather than price. Investar has grown primarily through acquisitions — eight whole-bank deals to date — targeting banks that face capital, credit, or regulatory challenges and lack scale. The most recent acquisition, Wichita Falls Bancshares (closed January 2026), added $1.2B in assets and expanded Investar's Texas footprint into north Dallas and Wichita Falls, bringing pro forma total assets above $4B.