My City Builders is a small, early-stage residential real estate company focused on acquiring, developing, and selling or renting low-income housing in small U.S. Southern markets, primarily in Alabama and Mississippi. The company operates through its subsidiary, RAC Real Estate Acquisition Corp., and targets three types of transactions: acquiring and renovating foreclosed homes, purchasing and developing large "Land Bank" clusters of homes or lots, and refurbishing homes acquired through HECM (reverse mortgage) pools. My City Builders generates revenue through two channels: selling renovated or newly built homes to buyers, and leasing completed homes to low-income tenants at monthly rents ranging from $1,100 to $2,150. The company's current portfolio includes 13 completed single-family homes in East Gadsden, Alabama, as well as two properties in Laurel, Mississippi under renovation. My City Builders' growth plan centers on expanding its footprint in small Alabama and Mississippi markets, including developing up to 25 multi-family units on a newly acquired 4-acre parcel in Glencoe, Alabama, starting with an 8-unit duplex, and continuing to build and lease single-family homes across 22 lots in East Gadsden. The company is extremely small, run by two part-time executives with no full-time employees, and its business history includes a troubled joint venture that resulted in large impairment losses.