Guidewire makes cloud-based software for property and casualty (P&C) insurance companies. The core product, InsuranceSuite, is the central operating system for an insurer's key workflows: policy administration, claims management, and billing. A lighter version, InsuranceNow, serves smaller U.S. carriers. These are mission-critical systems deeply embedded in daily insurance operations, and customers typically use Guidewire for decades. Guidewire also offers digital engagement tools, analytics and AI products (including HazardHub for property risk data and Cyence for cyber risk modeling), and a marketplace of over 315 third-party integrations. Guidewire sells directly through a geographically organized sales force, supported by a large network of system integrator partners who handle most implementation work. Guidewire earns revenue through multi-year subscription contracts, primarily priced as a percentage of the direct written premium (total insurance premiums) managed on the platform, meaning revenue grows naturally as insurers grow their premium base. Initial subscription terms are typically five years. Most of Guidewire's ~500 customers still run some workloads on-premise, and migrating this base to the cloud is management's top priority, as each migration converts legacy license revenue into a recurring subscription stream. Beyond migration, Guidewire grows by expanding within its cloud install base — adding modules, lines of business, and analytics products — and by building AI-powered applications for claims processing, underwriting, and risk pricing.