National Bank Holdings is a regional bank holding company headquartered in Greenwood Village, Colorado, operating through its subsidiary NBH Bank. The bank serves SMBs and consumers across Colorado, Kansas City, Texas, Utah, Wyoming, New Mexico, and Idaho through over 90 banking centers. Core products include C&I loans, owner-occupied and non-owner-occupied CRE loans, SBA loans, treasury management services, residential mortgages, and retail deposits. NBHC operates under local brands — Community Banks of Colorado, Bank Midwest, Bank of Jackson Hole, and Hillcrest Bank — on a centralized technology and operations platform. The bank also offers trust and wealth management services through its Wyoming-chartered Bank of Jackson Hole Trust subsidiary, managing approximately $1.3B in assets. NBHC earns revenue primarily through net interest income on its loan and deposit portfolios, supplemented by fee income from mortgage banking, SBA loan sales, treasury management, and wealth management. NBHC's growth strategy combines organic expansion in high-growth demographic markets, selective acquisitions, and two newer initiatives: 2UniFi, a digital SMB banking platform in early development, and a push into resort markets like Jackson Hole, Aspen, and Palm Beach targeting wealthy clients seeking private banking and wealth management. Since 2010, NBHC has completed nine acquisitions, most recently Vista Bank in January 2026, which added approximately $2.5B in assets and expanded NBHC's Texas and Florida presence. NBHC also operates Cambr, a digital deposit platform used to manage balance sheet size.