REGO Payment Architectures is a small, early-stage FinTech company built around Mazoola, a family-focused digital wallet platform designed for children and teens under parental oversight. The platform lets parents set spending controls and rules while children transact, manage money, and complete chores digitally. A core feature is REGO's compliance infrastructure — Mazoola is built to meet COPPA and GDPR requirements for handling minors' financial data, which REGO pitches to bank and credit union partners as a "buy vs. build" argument. REGO sells through two channels: direct-to-consumer via the Mazoola app, and a B2B white-label model where financial institutions license the platform to offer under their own brand. The B2B channel is REGO's primary focus, and the company has distribution partnerships with CSI and Jack Henry & Associates, though actual deployed customers remain limited. Intended revenue streams include white-label licensing fees, user subscriptions, transaction fees, data analytics, and advertising. REGO is also developing a "Senior Guard" product targeting adult children managing aging parents' finances. With only 5 employees, REGO outsources most development work. The company has not yet generated material revenue and remains pre-commercial in practice.