Chain Bridge Bancorp is the holding company for Chain Bridge Bank, a nationally chartered, branchless commercial bank headquartered in the Washington, D.C. area. The bank's defining niche is deposit services for political organizations — including campaign committees, party committees, PACs, Super PACs, and related vendors — which the bank estimates account for at least a majority of its deposits at any given time. Chain Bridge serves these clients entirely from its headquarters and through digital channels, holding deposits from clients across 49 states. Its core offering is transaction account deposits paired with treasury management services — tools like multi-user access, ACH, wire transfers, remote deposit capture, and mobile batch check deposit — designed for organizations managing high transaction volumes. Chain Bridge's business model centers on collecting low-cost, non-interest-bearing transaction deposits and deploying them into Fed reserves, U.S. Treasuries, and investment-grade securities to earn net interest income. The bank also earns fee income from treasury management services and deposit placement fees through the IntraFi network. Lending is a secondary, conservative business focused on jumbo residential mortgages and D.C.-area commercial real estate. A smaller Trust & Wealth Management business, launched in 2020, serves individuals and families primarily in the D.C. metro area. A notable feature of the business is its exposure to federal election cycles, as political deposits build ahead of elections and decline sharply afterward, which the bank manages by maintaining large liquid reserves rather than deploying deposits into illiquid assets.