PreAxia is an early-stage Canadian fintech company developing two primary product lines: an employer health spending account platform and an AI-driven personal finance application. PreAxia's original business provides a cloud platform for small and medium-sized Canadian businesses to administer employer-funded Health Spending Accounts, automating account management, reconciliation, and financial settlement. PreAxia's primary development focus is Zane, a personal finance platform operated through subsidiaries in Canada and the United States. Zane targets Gen Z users with automated banking tools, including high-interest accounts, smart debit cards with credit-building features, and multi-institution fund transfer capabilities. PreAxia is currently pre-revenue. The company plans to monetize the health spending platform by charging employers and employees account management and transaction processing fees, distributed directly and through independent insurance brokers. For Zane, PreAxia plans a freemium model that subsidizes consumer tools by selling aggregated transaction data and predictive analytics to businesses, while also distributing the platform through employers and universities as a wellness benefit.