Parke Bancorp is the holding company for Parke Bank, a community commercial bank headquartered in Washington Township, New Jersey. Parke Bank serves individuals and small to mid-sized businesses primarily across southern New Jersey, the Philadelphia area, and the Brooklyn and Bronx sections of New York City. The bank's core business is traditional lending, with a loan portfolio of roughly $2.0B concentrated in commercial real estate mortgages, residential real estate mortgages, construction loans, and C&I loans. Parke Bank funds its lending through deposits gathered from retail branches and commercial relationships, earning a net interest margin on the spread between deposit costs and loan yields. The loan portfolio skews heavily toward floating and adjustable rates, making earnings sensitive to interest rate moves. Parke Bank also serves licensed cannabis businesses in New Jersey — providing deposit and lending services to growers, processors, and dispensaries — though cannabis deposits have declined sharply, from roughly $152M to $62M between 2024 and 2025. The bank's geographic footprint is tightly concentrated in the southern New Jersey and Philadelphia region, meaning credit quality is closely tied to local real estate conditions. Parke Bank competes on personalized service for smaller business borrowers, a segment where larger regional and national banks are less focused.