Red River Bancshares is the holding company for Red River Bank, a Louisiana state-chartered commercial bank headquartered in Alexandria, Louisiana. Red River Bank is the sixth largest financial institution headquartered in Louisiana, with $3.35B in total assets. The bank primarily targets small and medium-sized privately owned commercial and industrial businesses, offering lending, deposit, and treasury management services, paired with personal banking for business owners and their employees. Red River Bank operates 28 banking centers across seven Louisiana markets, including Alexandria, Shreveport-Bossier City, Baton Rouge, Lake Charles, the Northshore, Lafayette, and New Orleans. The loan book is roughly 68% commercial — split across owner-occupied CRE, non-owner-occupied CRE, C&I, and construction — with residential mortgages making up most of the remainder. Red River Bank earns a net interest margin on the spread between deposit costs and loan yields, and emphasizes low-cost noninterest-bearing checking accounts and core commercial deposits while explicitly avoiding brokered deposits. Fee income comes from treasury management, mortgage banking, and brokerage services through LPL Financial, with $1.33B in assets under management. Red River Bank's growth strategy centers on recruiting experienced local bankers and entering new markets where larger competitors have pulled back, supplemented by selective whole-bank acquisitions.