Eagle Bancorp is the holding company for EagleBank, a community bank focused on the Washington, D.C. metropolitan area (D.C., Maryland, and Northern Virginia). EagleBank's core business is commercial lending and deposit-taking, primarily serving small, medium, and middle-market businesses, professional services firms, and real estate developers in the DMV region. The loan portfolio is heavily concentrated in commercial real estate (CRE), which — including owner-occupied, non-owner-occupied, and construction loans — represents roughly 80% of total loans. EagleBank also makes commercial and industrial (C&I) loans, including working capital, equipment financing, and government contracting loans, and holds SBA Preferred Lender status. EagleBank operates through 12 branch offices and 4 lending centers, supplements physical distribution with a national digital banking platform for CDs and high-yield savings accounts, and sells through a relationship banking model emphasizing local decision-making and personalized service. EagleBank earns primarily through net interest income — the spread between loan and investment yields and deposit funding costs. Profitability has been pressured by a high reliance on expensive brokered deposits and elevated credit loss provisions driven by deteriorating D.C. office property valuations. EagleBank is actively repositioning its balance sheet by reducing brokered deposits, growing lower-cost core relationship deposits, expanding its C&I lending business, and managing down its troubled office loan exposure.