Lesaka is a South African fintech company that provides financial services to underserved consumers and small-to-medium merchants across Southern Africa. The company operates through three segments: Merchant, Consumer, and Enterprise. The Consumer segment provides transactional bank accounts, personal loans, and funeral insurance, focusing heavily on social grant recipients. The Merchant segment supplies card payment terminals, point-of-sale software, cash vaults, merchant cash advances, and prepaid digital products to both informal micro-merchants and formal retail businesses. The Enterprise segment provides payment switching technology, bill payment networks, and prepaid utility meter management. Lesaka distributes its products via physical community branches, direct field sales agents, and mobile channels, including USSD for basic phones. The company generates revenue through transaction processing fees, account maintenance fees, software subscriptions, loan interest, and commissions on prepaid vouchers and bill payments. Lesaka's growth strategy focuses on expanding last-mile distribution and cross-selling credit, insurance, and software products across its established consumer and merchant customer base.